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Please be aware that the federal government has also recently enacted regulations on the topic of gift certificates and gift cards, effective August 22, 2010.

Federal law may pre-empt California law where the terms are inconsistent and federal law is more protective of consumers.

By giving a gift certificate or a gift card, you make it possible for your friend to purchase the particular item or product that he or she wants.

You want to give a friend a gift, but your friend "has everything" or you don't know what to give.Because the federal regulation is so new, specific issues of pre-emption have not been decided by the Board of Governors of the Federal Reserve system, nor have they been litigated.It is the opinion of this office that, where the laws are inconsistent, the law that is most protective of consumers should be followed.To find out the specific rules for your situation, consult a lawyer or notary.May 1, 2016 marks two years since new regulations were established to address Canadians’ concerns about prepaid payment products.




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“They’re not out in the open,” he said, “but we will definitely see Rumple in the episode.” Question: Will the Question: Anything about John Barrowman’s return to Arrow?


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Scientists, using rigorous methods have established a process to eliminate this problem by calibrating radiocarbon dating results to items of a known age.


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A 20-year-old Ohio man was arrested on Saturday after he 'intentionally drove his vehicle into a crowd of anti-fascists at white nationalist rally killing one woman and injuring 19 others' in Charlottesville, Virginia.


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Physical abuse may involve pushing, slapping, hitting, pulling hair, threatening with a weapon, and sexual assault including rape.